Mini Medical Insurance / Indemnity Insurance
Provided by Consumer's Choice USA and Protective

The Medical Benefit Plan for Individuals & Families who:

  • Cannot afford a traditional major medical plan
  • Cannot medically qualify for a major medical plan
  • Have a high deductible major medical plan and are looking for a benefit "bridge" that fills in the gap
  • Wish to supplement existing group or individual medical coverage

Features:

  • First Dollar Hospital Indemnity Benefit
    • Your Choice:
      • $500/day
      • $1,000/day
      • $1,500/day
        (for up to 30 days per person per calendar year)
  • Surgical Benefit
    • Inpatient:
      • $500, $1,000, or $1,500 Outpatient:
      • $250, $500, or $750 One inpatient and one outpatient surgical indemnity benefit per person per calendar year, based on plan selected
      • Doctor office visit and outpatient care benefit
      • Ambulance benefit
  • $5,000 Accident Medical coverage
  • $10,000 Accidental Death & Dismemberment coverage
  • Medical provider discounts through a national provider network
  • Prescription drug plan
  • National dental discount network
  • Savings on vision and hearing
  • Emergency Medical Travel Assistance
  • Medical emergency card
  • Quarterly newsletter
  • Optional Programs
    • 4-Tier Prescription Drug Plan
    • Lab & Diagnostic Plan