| Short-Term Medical Insurance plans provide individual and family coverage from 30 days up to 12 months. These plans are major medical plans designed to protect you and your family in the event of an illness or injury, and are typically less expensive than traditional individual medical plans.
Q: Is a Short-Term Medical insurance plan the right health coverage for you?
A: Yes, if you are:
- In need of immediate coverage while you shop and apply for more permanent coverage
- Between jobs
- Newly employed and waiting for your group coverage to begin
- Graduating from college or a recent college graduate
- A temporary or seasonal employee
- A dependent no longer covered under your parents' plan
- On strike, laid-off or a terminating employee
- A part-time or temporary worker
- Looking for a lower-cost alternative to COBRA
- Unable to afford other coverage
- Expecting to be covered by a permanent medical plan in the next 30 days to six months
If you fit into any of these situations, a temporary short-term medical plan may meet your health-insurance needs.
If you are looking for a choice of plan types and the ability to renew your plan beyond one year, a traditional medical plan, while typically more expensive, may be a better fit for your health insurance needs.
The Secure STM Short Term Major Medical Insurance
$2 Million Lifetime Maximum Per Covered Person
Just because you don't have health insurance right now doesn't mean you may not have health problems. The Secure STM allows you and your family up to age 65 to purchase quality, affordable major medical coverage on a temporary basis. Coverage is provided for physician services, surgery, outpatient and inpatient care.
Special Features...
- $2 Million lifetime maximum per covered person
- Freedom to choose any doctor or hospital
- Unlimited re-applies
- Convenient payment options:
- Pay monthly up to 6 or 12 months of coverage
- Single payment discount for 30-180 days
- Hospitalization
- Physician services
- Surgeon services
- Anesthesia services
- X-rays/lab work
- Intensive care
- Transplants
- Mammography, pap smear and screens
- Ambulance
- Next-day coverage!!!
Who is the insurance company?
Standard Life Insurance Company of New York is rated A (Excellent) for financial condition by A.M. Best as of 6/04
Included with the coverage is Communicating for America (CFA) STM Enhancement Series which provides members with a array of services including but not limited to:
- Vitamins, herbs and nutritional supplements discounts 10% off
- Nurse on call 24 hours 7 days a week
- Chiropractic services -30-50% of
- Prescription Drugs up to 40% off
- Vision eyewear care up to 60% off
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